We have a lot of decisions to make in life. Sometimes the easiest, or most reassuring way to go about making those decisions, is simply to spring for the best... read more →
It's pretty common to think that having more will make us happy. In reality, though, the more we have, the more complicated our lives get. We are hardwired to think... read more →
Fixed expenses directly impact our discretionary spending ability, and our ability to save. Some fixed costs are inevitable: We need to pay down our mortgage, pay our utilities, and make... read more →
Starting a business might be scary, but for those already invested in a venture that's underperforming, knowing when to pull the plug is by far the more terrifying prospect. To... read more →
No matter who you are, no matter what you do, no matter how much income you earn each year, if your debt is growing, even just a little bit, your... read more →
Watch your pennies. It's not terribly difficult to do, and the pennies, the little things, are usually what add up to big savings over time. I was speaking with a... read more →
The urge is typical. You've completed your tax return, happily confirming your hope the government owes you a refund. Before you've even received your refund in that recognizable brown envelope,... read more →
There are two, very common, hurdles people face when attempting to budget. Unfortunately, these hurdles often go unacknowledged, setting a lot of people up for failure, almost before they even get... read more →
For some people, it can be incredibly difficult to discern the difference between what they want and what they need. Here is just one practical example: Let's say someone goes... read more →
Unexpected expenses are, hands down, usually the biggest budget breakers out there. (An unexpected expense is anything that you did not foresee or plan for in your budget.) A clinical... read more →
