No matter who you are, no matter what you do, no matter how much income you earn each year, if your debt is growing, even just a little bit, your... read more →
Watch your pennies. It's not terribly difficult to do, and the pennies, the little things, are usually what add up to big savings over time. I was speaking with a... read more →
The urge is typical. You've completed your tax return, happily confirming your hope the government owes you a refund. Before you've even received your refund in that recognizable brown envelope,... read more →
There are two, very common, hurdles people face when attempting to budget. Unfortunately, these hurdles often go unacknowledged, setting a lot of people up for failure, almost before they even get... read more →
For some people, it can be incredibly difficult to discern the difference between what they want and what they need. Here is just one practical example: Let's say someone goes... read more →
Unexpected expenses are, hands down, usually the biggest budget breakers out there. (An unexpected expense is anything that you did not foresee or plan for in your budget.) A clinical... read more →
Why are some of us natural savers, while others are spenders? In a way, it's a matter of perspective. The main difference is that savers take in the big picture,... read more →
A lot of people are under the impression that having a budget, or being able to create a budget, is all they need in order to get ahead of their... read more →
A lot of us have the pre-conceived notion that the more money we make, the better off we will be. This is so engrained in us, we assume this cause... read more →
In this time of historically low interest rates, you would think people must be paying off their mortgages at lightning speed. Why? When interest rates are low, less money from... read more →
