Retail marketing scientists have mastered the art of seduction. They make a living by influencing your purchasing decisions and, on occasion, roping you into buying something you really don't need.... read more →
My grandparents had great pensions, and my parents have OK pension plans. Me though? I have none. The most I've been offered by any employer, is a group RRSP. It... read more →
When making decisions about where to spend money, generosity often trumps or supersedes money concerns at this time of year. For some, it can be so difficult to go... read more →
We have a lot of decisions to make in life. Sometimes the easiest, or most reassuring way to go about making those decisions, is simply to spring for the best... read more →
It's pretty common to think that having more will make us happy. In reality, though, the more we have, the more complicated our lives get. We are hardwired to think... read more →
Fixed expenses directly impact our discretionary spending ability, and our ability to save. Some fixed costs are inevitable: We need to pay down our mortgage, pay our utilities, and make... read more →
Starting a business might be scary, but for those already invested in a venture that's underperforming, knowing when to pull the plug is by far the more terrifying prospect. To... read more →
No matter who you are, no matter what you do, no matter how much income you earn each year, if your debt is growing, even just a little bit, your... read more →
Watch your pennies. It's not terribly difficult to do, and the pennies, the little things, are usually what add up to big savings over time. I was speaking with a... read more →
There are two, very common, hurdles people face when attempting to budget. Unfortunately, these hurdles often go unacknowledged, setting a lot of people up for failure, almost before they even get... read more →
